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	<title>J &#187; finance</title>
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		<title>J &#187; finance</title>
		<link>http://blog.josiahmugambi.com</link>
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		<title>Fuel Statistics</title>
		<link>http://blog.josiahmugambi.com/2010/01/01/fuel-statistics/</link>
		<comments>http://blog.josiahmugambi.com/2010/01/01/fuel-statistics/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 10:06:31 +0000</pubDate>
		<dc:creator>J</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://blog.josiahmugambi.com/?p=601</guid>
		<description><![CDATA[I enjoy keeping records; they reveal so much, especially over longer periods of time. Since Sept 2007, Kenya fuel prices per litre have averaged KSh 85.45  (~ 1.13 US$) with a maximum of KSh 108.9  (~ 1.436 US$) and a minimum of KSh 71.9  (~ 0.95 US$). Looks like prices are headed back up, and that means essential [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.josiahmugambi.com&amp;blog=510275&amp;post=601&amp;subd=josiahmugambi&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>I enjoy keeping records; they reveal so much, especially over longer periods of time.</p>
<p>Since Sept 2007, Kenya fuel prices per litre have averaged KSh 85.45  (~ 1.13 US$) with a maximum of KSh 108.9  (~ 1.436 US$) and a minimum of KSh 71.9  (~ 0.95 US$). Looks like prices are headed back up, and that means essential commodities will get affected.</p>
<p>There&#8217;s several mobile utilities one can use to monitor fuel consumption, but I like Mileage on android.</p>
<p>I have just noted that I spent KSh 144418.12 (~1904 US$) on fuel in 2009&#8230;</p>
<p>How much did it cost you to travel last year?</p>
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		<slash:comments>2</slash:comments>
	
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		<title>GnuCASH and personal finance management</title>
		<link>http://blog.josiahmugambi.com/2008/07/09/gnucash-and-personal-finance-management/</link>
		<comments>http://blog.josiahmugambi.com/2008/07/09/gnucash-and-personal-finance-management/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 20:43:00 +0000</pubDate>
		<dc:creator>J</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://josiahmugambi.wordpress.com/2008/07/09/gnucash-and-personal-finance-management</guid>
		<description><![CDATA[I have finally moved to Gnucash for management of my personal finances, after my trial license for MS Money 2008 (US Edition) expired. This means that I now completely use FOSS software for all my personal software. I had done a post on this about a year ago, and the missing link was financial management. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.josiahmugambi.com&amp;blog=510275&amp;post=247&amp;subd=josiahmugambi&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>I have finally moved to <a href="http://www.gnucash.org/">Gnucash</a> for management of my personal finances, after my trial license for MS Money 2008 (US Edition) expired.</p>
<p>This means that I now completely use FOSS software for all my personal software. I had done <a href="http://blog.josiahmugambi.com/2007/04/free-and-open-source-software-foss-in.html">a post on this</a> about a year ago, and the missing link was financial management.</p>
<p>Gnucash is pretty simple to use once you get the hang of it. Some stuff can be a bit manual &#8211; e.g. automatically setting up tax on personal incomes (possibly due to the business oriented nature of the software), but one feature I like a lot is the ability to have multiple accounts open at once and switch between them at will.</p>
<p>I opted not to migrate from MS Money, but start from a particular date to make it easy for myself.</p>
<p>I would recommend Gnucash for anyone looking for a FOSS alternative to the commercial accounting packages out there.</p>
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		<slash:comments>3</slash:comments>
	
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			<media:title type="html">J</media:title>
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		<title>Stanbic UGANDA IPO</title>
		<link>http://blog.josiahmugambi.com/2006/12/01/stanbic-uganda-ipo/</link>
		<comments>http://blog.josiahmugambi.com/2006/12/01/stanbic-uganda-ipo/#comments</comments>
		<pubDate>Fri, 01 Dec 2006 06:27:00 +0000</pubDate>
		<dc:creator>J</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[NSE]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[USE]]></category>

		<guid isPermaLink="false">http://josiahmugambi.wordpress.com/2006/12/01/stanbic-uganda-ipo</guid>
		<description><![CDATA[I&#8217;m seriously considering taking part in the Stanbic UG IPO. The info I&#8217;ve gleaned so far: The issue price is Ushs 70 (Kshs 2.85)Total of 1,023,773,394 shares (20% of the total) available to the public Opening of the Offer: 10.00 on 24th November 2006Closing of the Offer: 17.00 on 22nd December 2006Announcement of results of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.josiahmugambi.com&amp;blog=510275&amp;post=110&amp;subd=josiahmugambi&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="color:rgb(51,51,255);font-size:85%;"><span style="font-family:verdana;">I&#8217;m seriously considering taking part in the Stanbic UG IPO. </span></p>
<p><span style="font-family:verdana;">The info I&#8217;ve gleaned so far:</span></p>
<p><span style="font-family:verdana;">The issue price is <span style="font-weight:bold;">Ushs 70 (Kshs 2.85)</span></span><br /><span style="font-family:verdana;">Total of <span style="font-weight:bold;">1,023,773,394 shares (20% of the total)</span> available to the public</span></p>
<p><span style="font-family:verdana;">Opening of the Offer: 10.00 on 24th November 2006</span><br /><span style="font-family:verdana;">Closing of the Offer: 17.00 on 22nd December 2006</span><br /><span style="font-family:verdana;">Announcement of results of offer and basis of allocations: 16th January 2007</span><br /><span style="font-family:verdana;">Share certificates and any refund monies available for collection: 19th January 2007</span><br /><span style="font-family:verdana;">Date of listing and commencement of trading on the USE: 25th January 2007</span></p>
<p><span style="font-family:verdana;">Price Earnings Ratio: <span style="font-weight:bold;">10.19 </span></span><br /><span style="font-family:verdana;">Dividend Yield at Offer Price: <span style="font-weight:bold;">7.81%</span> </span></p>
<p><span style="font-family:verdana;">I think it&#8217;s a good buy.</span></p>
<p><span style="font-family:verdana;">Apart from Dyer and Blair, I haven&#8217;t found any other broker in kenya who can facilitate this. So I might as well open my fourth broker account.</span></span></p>
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